FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Current Interest Rates
Interest Bearing Accounts and Certificates of Deposits/IRAs
Personal Accounts | Minimum Balance | Interest Rate | Annual Percentage Yield (APY)2 |
Peoples Now1 | $800 | .03% | .05% |
Peoples Money Market1 | $1,000 | .10% | .10% |
Peoples Pride Super Now1 | $10,000 | .10% | .10% |
Savings1 | $100 | .10% | .10% |
Minor Savings1 | $10 | .10% | .10% |
Christmas Club1, 3 | $5 | .10% | .10% |
Christmas Club w/Automatic Transfer1, 3 | $5 | .25% | .25% |
Business Accounts | Minimum Balance | Interest Rate | Annual Percentage Yield (APY)2 |
Peoples Money Market Business1 | $1,000 | .10% | .10% |
Peoples Pride Super Now Business1 | $10,000 | .10% | .10% |
Certificates of Deposit / IRAs3 | Minimum Balance | Interest Rate | Annual Percentage Yield (APY)2 |
1 Month CD | $500 | 4.50% | 4.55% |
3 Month CD | $2500 | 4.50% | 4.55% |
6 Month CD | $2500 | 4.50% | 4.55% |
12 Month CD | $2500 | 4.25% | 4.30% |
12 Month CD - IRA | $500 | 4.25% | 4.30% |
13 Month CD | $2500 | 4.25% | 4.30% |
24 Month CD | $500 | 4.00% | 4.04% |
24 Month CD - IRA | $500 | 4.00% | 4.04% |
36 Month CD | $500 | 3.75% | 3.79% |
36 Month CD - IRA | $500 | 3.75% | 3.79% |
48 Month CD | $500 | 3.50% | 3.53% |
60 Month CD | $500 | 3.50% | 3.53% |
1Â Fees may reduce earnings.
2Â Minimum balance required to obtain stated APY.
3Â Penalty for early withdrawal.
Rates as of 11/26/2024
Interest Rates Are Subject to Change at Any Time Without Notice.